Your go-to reference guide for life’s important financial decisions and milestones, from high school and beyond.

FLY- Financially Literate Youth is the perfect handbook for every young person who wants to be armed with the financial knowledge and confidence to set themselves up for success as they chart the course of their life. Whether they are contemplating leaving the nest or are already beginning to spread their wings, this convenient and credible resource will have them prepared for all of life’s milestones, as well as those times when things get rocky or uncertain. And what an uncertain world they’re flying into – but with the right guidance they’ll be prepared to overcome any obstacle and seize every opportunity!

From the basics of opening a bank account, living within a budget and understanding debt to saving for those first big-ticket items, starting a job or striking out into the property market, FLY- Financially Literate Youth is the go-to reference guide for every situation life throws up. It also includes an inspirational chapter on mindset and goal-setting, finishing with the Top Ten Tips You Need to Succeed, including, ‘Find Your Tribe’, ‘If You Don’t Know, Ask’, ‘Be Patient, Be Opportunistic’ and, of course, ‘Spread Your Wings and FLY!’

Marlies and Jai Hobbs are a wife and husband team, originally from Cairns and now based in Noosa. Marlies is an ex-property development lawyer with a passion for education and creative projects, and Jai is a mortgage broker with over 15 years’ experience. They have two sons, Troy and Zac.

Together they have built more than 10 properties, started, owned and operated several businesses, including a mortgage brokerage, retail shop and cafes, a franchise company, online shop, a ready-made meal business and property developments.

Having journeyed through the highs and lows, with backgrounds in law, finance, business, health, property and, most proudly of all, parenthood, they have a passion to help educate and inspire future generations to soar into life after school and make confident, informed financial decisions.